Retiring Early
Reforme-se cedo · Reforme-se em qualquer lugar
Newsletter

One email a month, nothing else

The calculators cover what fits inside a calculator. The newsletter covers what doesn't: market context you'd actually act on, changes to the country regimes we track, and the occasional reader question worth answering in public.

One email a month. No spam. Unsubscribe one click from every message.

What's in every issue

  • One market thing. Something that actually happened this month, and what it means for a long-horizon plan. Not a market outlook — I'm not smart enough to time markets and neither is anyone else — just the signal that's genuinely worth knowing.
  • One calculator insight. A pattern from the aggregate data — "of the plans run this month, the median retirement age shifted from 62 to 61," that kind of thing. Nothing identifiable, just the shape of what readers are modeling.
  • One country update. Tax rule change, visa policy shift, healthcare-system thing — whatever actually happened in the destinations we track (Portugal, UAE, Cyprus, Thailand, Panama) that would change a decision.
  • One new tool. If we shipped a calculator or a feature worth pointing out.

What's not in it

  • Upsells. The calculators are free and staying free.
  • Sponsored content or affiliate links.
  • Stock picks, crypto picks, or any kind of picks.
  • More than one email a month. If something urgent happens we send; otherwise monthly.

Privacy

Your email goes into a private subscriber list we control. We don't sell it, share it, or rent it. You can unsubscribe from every email with one click — the link is always in the footer and Gmail's one-click unsubscribe header is attached so your mail client handles it natively.

If you want to be forgotten entirely (unsubscribe + delete), reply to any email saying "please delete my data" and we'll wipe your row.

Heads upThis calculator is a planning aid, not financial advice. Tax rules, visa requirements, market returns, and personal circumstances change — what you see here is a directional estimate based on your inputs. Before acting on any number, check with a qualified tax advisor, financial planner, or immigration lawyer who knows your actual situation.